


Related Stories
- Are you credit-worthy?
- Festive finances survival guide
- Granny flats: friend or foe?
- Don’t be caught offside when the new pension rules kick in
- Co-ownership site offers retirees life’s little luxuries
Most Popular
Notice (8): Undefined variable: most_viewed_stories [APP/views/stories/probus-display.ctp, line 49]Code | Context<?php
echo View::element('probus-stories-list', array('stories'=>$most_viewed_stories, 'mode'=>'most-popular','limit'=>4));
$___viewFn = "/home/probus/domains/stagingblueplains/app-public/views/stories/probus-display.ctp" $___dataForView = array( "nextstoryurl" => "/51167f1a", "publication" => array( "Story" => array(), "Publication" => array(), "Tag" => array(), "Tags" => array() ), "story_tagline" => "", "story" => array( "Story" => array(), "Publication" => array(), "Tag" => array(), "Tags" => array() ), "related_stories" => array( array(), array(), array(), array(), array() ) ) $loadHelpers = true $cached = false $cache = CacheHelper CacheHelper::$__replace = array CacheHelper::$__match = array CacheHelper::$cacheAction = NULL CacheHelper::$helpers = NULL CacheHelper::$base = "" CacheHelper::$webroot = "/" CacheHelper::$theme = NULL CacheHelper::$here = "/c66a6e5f/Take_your_dollar_further" CacheHelper::$params = array CacheHelper::$action = "display" CacheHelper::$plugin = NULL CacheHelper::$data = NULL CacheHelper::$namedArgs = NULL CacheHelper::$argSeparator = NULL CacheHelper::$validationErrors = NULL CacheHelper::$tags = array CacheHelper::$__tainted = NULL CacheHelper::$__cleaned = NULL $authentication = AuthenticationHelper AuthenticationHelper::$sessionKey = NULL AuthenticationHelper::$helpers = array AuthenticationHelper::$view = View object AuthenticationHelper::$base = "" AuthenticationHelper::$webroot = "/" AuthenticationHelper::$theme = NULL AuthenticationHelper::$here = "/c66a6e5f/Take_your_dollar_further" AuthenticationHelper::$params = array AuthenticationHelper::$action = "display" AuthenticationHelper::$plugin = NULL AuthenticationHelper::$data = NULL AuthenticationHelper::$namedArgs = NULL AuthenticationHelper::$argSeparator = NULL AuthenticationHelper::$validationErrors = NULL AuthenticationHelper::$tags = array AuthenticationHelper::$__tainted = NULL AuthenticationHelper::$__cleaned = NULL AuthenticationHelper::$Session = SessionHelper object $javascript = JavascriptHelper JavascriptHelper::$useNative = true JavascriptHelper::$enabled = true JavascriptHelper::$safe = false JavascriptHelper::$tags = array JavascriptHelper::$_blockOptions = array JavascriptHelper::$_cachedEvents = array JavascriptHelper::$_cacheEvents = false JavascriptHelper::$_cacheToFile = false JavascriptHelper::$_cacheAll = false JavascriptHelper::$_rules = array JavascriptHelper::$__scriptBuffer = NULL JavascriptHelper::$helpers = NULL JavascriptHelper::$base = "" JavascriptHelper::$webroot = "/" JavascriptHelper::$theme = NULL JavascriptHelper::$here = "/c66a6e5f/Take_your_dollar_further" JavascriptHelper::$params = array JavascriptHelper::$action = "display" JavascriptHelper::$plugin = NULL JavascriptHelper::$data = NULL JavascriptHelper::$namedArgs = NULL JavascriptHelper::$argSeparator = NULL JavascriptHelper::$validationErrors = NULL JavascriptHelper::$__tainted = NULL JavascriptHelper::$__cleaned = NULL $eHtml = eHtmlHelper eHtmlHelper::$helpers = array eHtmlHelper::$viewVars = array eHtmlHelper::$tags = array eHtmlHelper::$_crumbs = array eHtmlHelper::$__includedScripts = array eHtmlHelper::$_scriptBlockOptions = array eHtmlHelper::$__docTypes = array eHtmlHelper::$base = "" eHtmlHelper::$webroot = "/" eHtmlHelper::$theme = NULL eHtmlHelper::$here = "/c66a6e5f/Take_your_dollar_further" eHtmlHelper::$params = array eHtmlHelper::$action = "display" eHtmlHelper::$plugin = NULL eHtmlHelper::$data = NULL eHtmlHelper::$namedArgs = NULL eHtmlHelper::$argSeparator = NULL eHtmlHelper::$validationErrors = NULL eHtmlHelper::$__tainted = NULL eHtmlHelper::$__cleaned = NULL eHtmlHelper::$eForm = eFormHelper object eHtmlHelper::$javascript = JavascriptHelper object eHtmlHelper::$Authentication = AuthenticationHelper object $eJavascript = eJavascriptHelper eJavascriptHelper::$helpers = array eJavascriptHelper::$useNative = true eJavascriptHelper::$enabled = true eJavascriptHelper::$safe = false eJavascriptHelper::$tags = array eJavascriptHelper::$_blockOptions = array eJavascriptHelper::$_cachedEvents = array eJavascriptHelper::$_cacheEvents = false eJavascriptHelper::$_cacheToFile = false eJavascriptHelper::$_cacheAll = false eJavascriptHelper::$_rules = array eJavascriptHelper::$__scriptBuffer = NULL eJavascriptHelper::$base = "" eJavascriptHelper::$webroot = "/" eJavascriptHelper::$theme = NULL eJavascriptHelper::$here = "/c66a6e5f/Take_your_dollar_further" eJavascriptHelper::$params = array eJavascriptHelper::$action = "display" eJavascriptHelper::$plugin = NULL eJavascriptHelper::$data = NULL eJavascriptHelper::$namedArgs = NULL eJavascriptHelper::$argSeparator = NULL eJavascriptHelper::$validationErrors = NULL eJavascriptHelper::$__tainted = NULL eJavascriptHelper::$__cleaned = NULL eJavascriptHelper::$eHtml = eHtmlHelper object $eForm = eFormHelper eFormHelper::$helpers = array eFormHelper::$fieldset = array eFormHelper::$__options = array eFormHelper::$fields = array eFormHelper::$requestType = NULL eFormHelper::$defaultModel = NULL eFormHelper::$_inputDefaults = array eFormHelper::$base = "" eFormHelper::$webroot = "/" eFormHelper::$theme = NULL eFormHelper::$here = "/c66a6e5f/Take_your_dollar_further" eFormHelper::$params = array eFormHelper::$action = "display" eFormHelper::$plugin = NULL eFormHelper::$data = NULL eFormHelper::$namedArgs = NULL eFormHelper::$argSeparator = NULL eFormHelper::$validationErrors = NULL eFormHelper::$tags = array eFormHelper::$__tainted = NULL eFormHelper::$__cleaned = NULL eFormHelper::$Html = HtmlHelper object $tagCloud = TagCloudHelper TagCloudHelper::$helpers = array TagCloudHelper::$base = "" TagCloudHelper::$webroot = "/" TagCloudHelper::$theme = NULL TagCloudHelper::$here = "/c66a6e5f/Take_your_dollar_further" TagCloudHelper::$params = array TagCloudHelper::$action = "display" TagCloudHelper::$plugin = NULL TagCloudHelper::$data = NULL TagCloudHelper::$namedArgs = NULL TagCloudHelper::$argSeparator = NULL TagCloudHelper::$validationErrors = NULL TagCloudHelper::$tags = array TagCloudHelper::$__tainted = NULL TagCloudHelper::$__cleaned = NULL TagCloudHelper::$Html = HtmlHelper object $html = HtmlHelper HtmlHelper::$tags = array HtmlHelper::$_crumbs = array HtmlHelper::$__includedScripts = array HtmlHelper::$_scriptBlockOptions = array HtmlHelper::$__docTypes = array HtmlHelper::$helpers = NULL HtmlHelper::$base = "" HtmlHelper::$webroot = "/" HtmlHelper::$theme = NULL HtmlHelper::$here = "/c66a6e5f/Take_your_dollar_further" HtmlHelper::$params = array HtmlHelper::$action = "display" HtmlHelper::$plugin = NULL HtmlHelper::$data = NULL HtmlHelper::$namedArgs = NULL HtmlHelper::$argSeparator = NULL HtmlHelper::$validationErrors = NULL HtmlHelper::$__tainted = NULL HtmlHelper::$__cleaned = NULL $form = FormHelper FormHelper::$helpers = array FormHelper::$fieldset = array FormHelper::$__options = array FormHelper::$fields = array FormHelper::$requestType = NULL FormHelper::$defaultModel = NULL FormHelper::$_inputDefaults = array FormHelper::$base = "" FormHelper::$webroot = "/" FormHelper::$theme = NULL FormHelper::$here = "/c66a6e5f/Take_your_dollar_further" FormHelper::$params = array FormHelper::$action = "display" FormHelper::$plugin = NULL FormHelper::$data = NULL FormHelper::$namedArgs = NULL FormHelper::$argSeparator = NULL FormHelper::$validationErrors = NULL FormHelper::$tags = array FormHelper::$__tainted = NULL FormHelper::$__cleaned = NULL FormHelper::$Html = HtmlHelper object $session = SessionHelper SessionHelper::$helpers = array SessionHelper::$__active = true SessionHelper::$valid = false SessionHelper::$error = false SessionHelper::$_userAgent = "8611eabdb1aa7cc20f419da71363daa3" SessionHelper::$path = "/" SessionHelper::$lastError = NULL SessionHelper::$security = "medium" SessionHelper::$time = 1751075619 SessionHelper::$sessionTime = 1751087619 SessionHelper::$cookieLifeTime = false SessionHelper::$watchKeys = array SessionHelper::$id = NULL SessionHelper::$host = NULL SessionHelper::$timeout = NULL SessionHelper::$base = "" SessionHelper::$webroot = "/" SessionHelper::$here = "/c66a6e5f/Take_your_dollar_further" SessionHelper::$params = array SessionHelper::$action = "display" SessionHelper::$data = NULL SessionHelper::$theme = NULL SessionHelper::$plugin = NULL $nextstoryurl = "/51167f1a" $publication = array( "Story" => array( "id" => "931", "publication_id" => "2", "tag_id" => "58", "headline" => "Take your dollar further", "headline_home" => "Penny pinching", "headline_index" => "Take your dollar further", "meta_keywords" => "dollar, savings, homemade, money", "home_spotlight" => "/probus/files/Content/Penny_pinching_carousel.jpg", "home_spotlight_mini" => "/probus/files/Content/Penny_pinching_tile.jpg", "home_feature" => "", "home_tag" => "/probus/files/Content/Penny_pinching_thumbnail.jpg", "index_mini" => "", "index_result" => "/probus/files/Content/Penny_pinching_thumbnail.jpg", "gallery" => null, "gallery_captions" => null, "gallery_hide" => "0", "embed_spotlight" => "0", "status" => "0", "published" => "2013-02-13 00:00:00", "byline" => "Jessica Goulburn", "tagline" => null, "intro_short" => "<p>We’ve got some great tips on how to make your money go a long way.</p> <p> </p>", "intro_long" => "<p>Easy savings tips so that you can spend more money on the things that count the most. </p> <p> </p>", "body" => "<p><img style="float: left; padding-right: 15px;" src="http://probussouthpacific.org/probus/files/Content/Penny_pinching_embed.jpg" alt="" width="200" height="133" />We’ve got some great tips on how to make your money go a long way, meaning you can spend more on life’s little luxuries. </p> <h2>Lotions and potions</h2> <p>Buying beauty creams and treatments can become expensive so why not make like the good old days and create your own? Face cream, foot cream and lip balm can all be made in your very own home using ingredients from your pantry or fridge. Make a facemask out of whipped egg whites or, for something scented, a ripe peach mixed with thick cream makes a wonderful face cream. Simply puree the peach, add in the cream and just make sure to keep it refrigerated.</p> <h2>Grow a vegie patch or herb garden</h2> <p>Growing a vegie patch or herb garden can be quite relaxing and rewarding. You’ll save money on vegetables and herbs for your cooking, plus you ensure their growth and development is top notch.</p> <p>For your herbs, make sure you have a sunny spot. It can be inside or outside, as long as it gets enough sunlight and warmth. If you choose to grow them indoors, some pots on the windowsill are a great addition to the look and feel of your kitchen.</p> <p>While a vegie patch does need to be outside, the section of your garden that you choose doesn’t need to be huge. Ensure the area is as big as you can manage, and remember you’re going to have to water and weed it.</p> <p>Generally, an area with substantial sun and low winds is ideal, but check the labels on the plants to see what conditions they need.</p> <p>When choosing which vegetables to plant, keep in mind which ones you use the most. This will mean your grocery bills will go down as your healthy vegie intake goes up.</p> <h2>Lower your electricity bills</h2> <p>Keeping warm in winter and cool in summer doesn’t have to rack up your bills. It’s all about being organised.</p> <p>In summer, make sure your blinds or shutters are drawn at the hottest time of the day. While the sun shining in can be beautiful and bright, it brings the heat.</p> <p>It’s also a good idea to create a cross-breeze through your home. Open the front door and the back door, plus a couple of windows, and any breeze outside will flow through your home nicely.</p> <p>In the cooler months, make sure you reduce drafts by shutting doors and windows and sealing the gaps at the bottom of doors. And open those blinds; the natural sunshine will warm your home up.</p> <h2>Swap swap swap</h2> <p>Purchasing books can be expensive – whether you’re buying the paperback or the digital version. Join or form a book club where instead of everyone purchasing and reading the same book, swap different books so everyone gets a turn with each. That way, you get to enjoy dozens of books, but you’ve only paid for one. Or join a library.</p> <p>Alternatively, if you like having your books lined up on your shelves, scour the second-hand bookshops and give a discarded book some love again.</p> <h2>Supermarket shopping</h2> <p>When heading to the supermarket or local corner store, always make sure you have a list and that you stick to it. You’re less likely to impulse purchase if you have a list of products that you need and you’re not perusing the shelves so much.</p> <p>Another good tip is to try to schedule your shopping after a good breakfast or a hearty lunch. If you’re hungry when you shop, you’re more likely to take things off the shelf because it looks delicious rather than because you need it.</p> <p>Also, don’t fall for the specials all the time. Check to see whether buying two is actually better value than only buying one; especially if it’s not something you use everyday.</p> <p><br /><strong>How do you pinch those pennies? Share your tips on our <a href="http://www.facebook.com/probussouthpacific" target="_blank">Facebook</a> page.</strong></p>", "newsletter_name" => "", "printed" => null, "created" => "2013-02-13 16:47:03", "modified" => "2013-02-13 16:47:03", "url" => "c66a6e5f", "short_id" => "c66a6e5f", "url_part_2" => "Take_your_dollar_further", "total_views" => "614", "intro" => "<p><img style="float: left; padding-right: 15px;" src="http://probussouthpacific.org/probus/files/Content/Penny_pinching_embed.jpg" alt="" width="200" height="133" />We’ve got some great tips on how to make your money go a long way, meaning you can spend more on life’s little luxuries. </p>", "publish_sort_date" => "2013-02-13", "_status" => "Offline" ), "Publication" => array( "id" => "2", "name" => "Probus Web", "folder" => "probus", "url" => "staging.probussouthpacific.org", "microsite_cms_url" => "stagingmicrosite.probussouthpacific.org", "meta_keywords" => "", "meta_description" => "", "tag_type_id" => "3", "home_spotlight_count" => "5", "home_spotlight_delay" => "5", "home_feature_count" => "0", "index_spotlight_count" => "3", "search_spotlight_count" => "3", "most_viewed_duration" => "14", "most_tagged_duration" => "14", "list_page_size" => "25", "home_ad1" => "88", "home_ad2" => "89", "home_ad3" => "", "home_ad4" => "", "story_ad1" => "", "story_ad2" => "", "story_ad3" => "", "story_ad4" => "", "button_ad1" => "66", "button_ad2" => "67", "button_ad3" => "", "button_ad4" => "", "button_ad5" => "", "leader_ad" => "", "smtp_port" => "465", "smtp_host" => "smtp.gmail.com", "smtp_username" => "[email protected]", "smtp_password" => "Qwert123$#", "smtp_type" => "ssl", "secure_widget" => "<h3>Quick Links</h3> <p> </p> <p>See <a title="PSPL Mail Outs" href="http://www.probussouthpacific.org/pages/pspl_correspondence">PSPL Mail Outs</a> for copies of letters sent by PSPL for the information of all Probus Club members. </p> <p> </p> <p>Club Management Committees can obtain contact details of Probus clubs by visiting this page. <a href="http://www.probussouthpacific.org/pages/club_directory_lookup">Directory of Probus Clubs</a></p> <p> </p> <p>Access a range of material which can assist you with membership development for your club. <a href="http://www.probussouthpacific.org/pages/club_administration_membership_development">Membership Development Tools</a></p> <p> </p> <p>See PSPL’s latest annual report <a title="Click here." href="http://www.probussouthpacific.org/pages/about_pspl_annual_report">Click here.</a></p> <p> </p> <p>To access exclusive offers, visit the Probus <a href="http://www.probussouthpacific.org/pages/club_administration_member_benefits_scheme">Member Benefits Scheme</a> page.</p> <p> </p> <p><span>If you want copies of reports, accounts templates or nomination forms for office bearers, you’ll find them here. </span><a href="http://www.probussouthpacific.org/pages/club_administration_forms">Forms and Templates</a></p> <p> </p> <p><span>You'll find all your merchandise needs by visiting the </span><a href="http://www.probussouthpacific.org/products/display/">Online Shop</a></p>", "created" => "2012-10-05 22:15:24", "modified" => "2012-10-06 15:18:14" ), "Tag" => array( "id" => "58", "tag_type_id" => "3", "publication_id" => "2", "name" => "Finance", "meta_keywords" => "", "meta_description" => "", "tag_head_image" => "/probus/files/FinanceEditBlue.jpg", "tag_ad1" => "94", "tag_ad2" => "95", "parent_id" => null, "private" => "0", "priority" => null, "created" => "2012-10-05 22:15:24", "modified" => "2012-11-20 16:44:01" ), "Tags" => array( array() ) ) $story_tagline = "" $story = array( "Story" => array( "id" => "931", "publication_id" => "2", "tag_id" => "58", "headline" => "Take your dollar further", "headline_home" => "Penny pinching", "headline_index" => "Take your dollar further", "meta_keywords" => "dollar, savings, homemade, money", "home_spotlight" => "/probus/files/Content/Penny_pinching_carousel.jpg", "home_spotlight_mini" => "/probus/files/Content/Penny_pinching_tile.jpg", "home_feature" => "", "home_tag" => "/probus/files/Content/Penny_pinching_thumbnail.jpg", "index_mini" => "", "index_result" => "/probus/files/Content/Penny_pinching_thumbnail.jpg", "gallery" => null, "gallery_captions" => null, "gallery_hide" => "0", "embed_spotlight" => "0", "status" => "0", "published" => "2013-02-13 00:00:00", "byline" => "Jessica Goulburn", "tagline" => null, "intro_short" => "<p>We’ve got some great tips on how to make your money go a long way.</p> <p> </p>", "intro_long" => "<p>Easy savings tips so that you can spend more money on the things that count the most. </p> <p> </p>", "body" => "<p><img style="float: left; padding-right: 15px;" src="http://probussouthpacific.org/probus/files/Content/Penny_pinching_embed.jpg" alt="" width="200" height="133" />We’ve got some great tips on how to make your money go a long way, meaning you can spend more on life’s little luxuries. </p> <h2>Lotions and potions</h2> <p>Buying beauty creams and treatments can become expensive so why not make like the good old days and create your own? Face cream, foot cream and lip balm can all be made in your very own home using ingredients from your pantry or fridge. Make a facemask out of whipped egg whites or, for something scented, a ripe peach mixed with thick cream makes a wonderful face cream. Simply puree the peach, add in the cream and just make sure to keep it refrigerated.</p> <h2>Grow a vegie patch or herb garden</h2> <p>Growing a vegie patch or herb garden can be quite relaxing and rewarding. You’ll save money on vegetables and herbs for your cooking, plus you ensure their growth and development is top notch.</p> <p>For your herbs, make sure you have a sunny spot. It can be inside or outside, as long as it gets enough sunlight and warmth. If you choose to grow them indoors, some pots on the windowsill are a great addition to the look and feel of your kitchen.</p> <p>While a vegie patch does need to be outside, the section of your garden that you choose doesn’t need to be huge. Ensure the area is as big as you can manage, and remember you’re going to have to water and weed it.</p> <p>Generally, an area with substantial sun and low winds is ideal, but check the labels on the plants to see what conditions they need.</p> <p>When choosing which vegetables to plant, keep in mind which ones you use the most. This will mean your grocery bills will go down as your healthy vegie intake goes up.</p> <h2>Lower your electricity bills</h2> <p>Keeping warm in winter and cool in summer doesn’t have to rack up your bills. It’s all about being organised.</p> <p>In summer, make sure your blinds or shutters are drawn at the hottest time of the day. While the sun shining in can be beautiful and bright, it brings the heat.</p> <p>It’s also a good idea to create a cross-breeze through your home. Open the front door and the back door, plus a couple of windows, and any breeze outside will flow through your home nicely.</p> <p>In the cooler months, make sure you reduce drafts by shutting doors and windows and sealing the gaps at the bottom of doors. And open those blinds; the natural sunshine will warm your home up.</p> <h2>Swap swap swap</h2> <p>Purchasing books can be expensive – whether you’re buying the paperback or the digital version. Join or form a book club where instead of everyone purchasing and reading the same book, swap different books so everyone gets a turn with each. That way, you get to enjoy dozens of books, but you’ve only paid for one. Or join a library.</p> <p>Alternatively, if you like having your books lined up on your shelves, scour the second-hand bookshops and give a discarded book some love again.</p> <h2>Supermarket shopping</h2> <p>When heading to the supermarket or local corner store, always make sure you have a list and that you stick to it. You’re less likely to impulse purchase if you have a list of products that you need and you’re not perusing the shelves so much.</p> <p>Another good tip is to try to schedule your shopping after a good breakfast or a hearty lunch. If you’re hungry when you shop, you’re more likely to take things off the shelf because it looks delicious rather than because you need it.</p> <p>Also, don’t fall for the specials all the time. Check to see whether buying two is actually better value than only buying one; especially if it’s not something you use everyday.</p> <p><br /><strong>How do you pinch those pennies? Share your tips on our <a href="http://www.facebook.com/probussouthpacific" target="_blank">Facebook</a> page.</strong></p>", "newsletter_name" => "", "printed" => null, "created" => "2013-02-13 16:47:03", "modified" => "2013-02-13 16:47:03", "url" => "c66a6e5f", "short_id" => "c66a6e5f", "url_part_2" => "Take_your_dollar_further", "total_views" => "614", "intro" => "<p><img style="float: left; padding-right: 15px;" src="http://probussouthpacific.org/probus/files/Content/Penny_pinching_embed.jpg" alt="" width="200" height="133" />We’ve got some great tips on how to make your money go a long way, meaning you can spend more on life’s little luxuries. </p>", "publish_sort_date" => "2013-02-13", "_status" => "Offline" ), "Publication" => array( "id" => "2", "name" => "Probus Web", "folder" => "probus", "url" => "staging.probussouthpacific.org", "microsite_cms_url" => "stagingmicrosite.probussouthpacific.org", "meta_keywords" => "", "meta_description" => "", "tag_type_id" => "3", "home_spotlight_count" => "5", "home_spotlight_delay" => "5", "home_feature_count" => "0", "index_spotlight_count" => "3", "search_spotlight_count" => "3", "most_viewed_duration" => "14", "most_tagged_duration" => "14", "list_page_size" => "25", "home_ad1" => "88", "home_ad2" => "89", "home_ad3" => "", "home_ad4" => "", "story_ad1" => "", "story_ad2" => "", "story_ad3" => "", "story_ad4" => "", "button_ad1" => "66", "button_ad2" => "67", "button_ad3" => "", "button_ad4" => "", "button_ad5" => "", "leader_ad" => "", "smtp_port" => "465", "smtp_host" => "smtp.gmail.com", "smtp_username" => "[email protected]", "smtp_password" => "Qwert123$#", "smtp_type" => "ssl", "secure_widget" => "<h3>Quick Links</h3> <p> </p> <p>See <a title="PSPL Mail Outs" href="http://www.probussouthpacific.org/pages/pspl_correspondence">PSPL Mail Outs</a> for copies of letters sent by PSPL for the information of all Probus Club members. </p> <p> </p> <p>Club Management Committees can obtain contact details of Probus clubs by visiting this page. <a href="http://www.probussouthpacific.org/pages/club_directory_lookup">Directory of Probus Clubs</a></p> <p> </p> <p>Access a range of material which can assist you with membership development for your club. <a href="http://www.probussouthpacific.org/pages/club_administration_membership_development">Membership Development Tools</a></p> <p> </p> <p>See PSPL’s latest annual report <a title="Click here." href="http://www.probussouthpacific.org/pages/about_pspl_annual_report">Click here.</a></p> <p> </p> <p>To access exclusive offers, visit the Probus <a href="http://www.probussouthpacific.org/pages/club_administration_member_benefits_scheme">Member Benefits Scheme</a> page.</p> <p> </p> <p><span>If you want copies of reports, accounts templates or nomination forms for office bearers, you’ll find them here. </span><a href="http://www.probussouthpacific.org/pages/club_administration_forms">Forms and Templates</a></p> <p> </p> <p><span>You'll find all your merchandise needs by visiting the </span><a href="http://www.probussouthpacific.org/products/display/">Online Shop</a></p>", "created" => "2012-10-05 22:15:24", "modified" => "2012-10-06 15:18:14" ), "Tag" => array( "id" => "58", "tag_type_id" => "3", "publication_id" => "2", "name" => "Finance", "meta_keywords" => "", "meta_description" => "", "tag_head_image" => "/probus/files/FinanceEditBlue.jpg", "tag_ad1" => "94", "tag_ad2" => "95", "parent_id" => null, "private" => "0", "priority" => null, "created" => "2012-10-05 22:15:24", "modified" => "2012-11-20 16:44:01" ), "Tags" => array( array() ) ) $related_stories = array( array( "Story" => array() ), array( "Story" => array() ), array( "Story" => array() ), array( "Story" => array() ), array( "Story" => array() ) )include - APP/views/stories/probus-display.ctp, line 49 View::_render() - CORE/cake/libs/view/view.php, line 731 View::render() - CORE/cake/libs/view/view.php, line 426 Controller::render() - CORE/cake/libs/controller/controller.php, line 909 AppController::render() - APP/app_controller.php, line 64 Dispatcher::_invoke() - CORE/cake/dispatcher.php, line 207 Dispatcher::dispatch() - CORE/cake/dispatcher.php, line 171 [main] - APP/webroot/index.php, line 83
Take your dollar further
by Jessica Goulburn | 13 Feb 2013
We’ve got some great tips on how to make your money go a long way, meaning you can spend more on life’s little luxuries.
Lotions and potions
Buying beauty creams and treatments can become expensive so why not make like the good old days and create your own? Face cream, foot cream and lip balm can all be made in your very own home using ingredients from your pantry or fridge. Make a facemask out of whipped egg whites or, for something scented, a ripe peach mixed with thick cream makes a wonderful face cream. Simply puree the peach, add in the cream and just make sure to keep it refrigerated.
Grow a vegie patch or herb garden
Growing a vegie patch or herb garden can be quite relaxing and rewarding. You’ll save money on vegetables and herbs for your cooking, plus you ensure their growth and development is top notch.
For your herbs, make sure you have a sunny spot. It can be inside or outside, as long as it gets enough sunlight and warmth. If you choose to grow them indoors, some pots on the windowsill are a great addition to the look and feel of your kitchen.
While a vegie patch does need to be outside, the section of your garden that you choose doesn’t need to be huge. Ensure the area is as big as you can manage, and remember you’re going to have to water and weed it.
Generally, an area with substantial sun and low winds is ideal, but check the labels on the plants to see what conditions they need.
When choosing which vegetables to plant, keep in mind which ones you use the most. This will mean your grocery bills will go down as your healthy vegie intake goes up.
Lower your electricity bills
Keeping warm in winter and cool in summer doesn’t have to rack up your bills. It’s all about being organised.
In summer, make sure your blinds or shutters are drawn at the hottest time of the day. While the sun shining in can be beautiful and bright, it brings the heat.
It’s also a good idea to create a cross-breeze through your home. Open the front door and the back door, plus a couple of windows, and any breeze outside will flow through your home nicely.
In the cooler months, make sure you reduce drafts by shutting doors and windows and sealing the gaps at the bottom of doors. And open those blinds; the natural sunshine will warm your home up.
Swap swap swap
Purchasing books can be expensive – whether you’re buying the paperback or the digital version. Join or form a book club where instead of everyone purchasing and reading the same book, swap different books so everyone gets a turn with each. That way, you get to enjoy dozens of books, but you’ve only paid for one. Or join a library.
Alternatively, if you like having your books lined up on your shelves, scour the second-hand bookshops and give a discarded book some love again.
Supermarket shopping
When heading to the supermarket or local corner store, always make sure you have a list and that you stick to it. You’re less likely to impulse purchase if you have a list of products that you need and you’re not perusing the shelves so much.
Another good tip is to try to schedule your shopping after a good breakfast or a hearty lunch. If you’re hungry when you shop, you’re more likely to take things off the shelf because it looks delicious rather than because you need it.
Also, don’t fall for the specials all the time. Check to see whether buying two is actually better value than only buying one; especially if it’s not something you use everyday.
How do you pinch those pennies? Share your tips on our Facebook page.