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"How to cope with a Christmas financial hangover", "headline_index" => "How to cope with a Christmas financial hangover", "meta_keywords" => "", "home_spotlight" => "/probus/files/xmasmoney_lifestyle.jpg", "home_spotlight_mini" => "/probus/files/xmasmoney_homepage.jpg", "home_feature" => "", "home_tag" => "/probus/files/xmasmoney_homepage.jpg", "index_mini" => "/probus/files/xmasmoney_index.jpg", "index_result" => "/probus/files/xmasmoney_index.jpg", "gallery" => null, "gallery_captions" => null, "gallery_hide" => "0", "embed_spotlight" => "0", "status" => "0", "published" => "2016-01-27 00:00:00", "byline" => "Dinnie Muslihat", "tagline" => null, "intro_short" => "<p><span id="docs-internal-guid-f3d97794-61f9-fec9-7038-61d0c819c783"><span>Christmas is known to be a time of excess and come the new year, it’s not only our waistlines suffering the consequences. If you’ve found yourself guilty of financial overindulgence, here are some ways to help you save money.</span></span></p>", "intro_long" => "<p><span id="docs-internal-guid-f3d97794-61f9-fec9-7038-61d0c819c783"><span>Christmas is known to be a time of excess and come the new year, it’s not only our waistlines suffering the consequences. If you’ve found yourself guilty of financial overindulgence, here are some ways to help you save money.</span></span></p>", "body" => "<p><span id="docs-internal-guid-f3d97794-61fa-7d10-eda0-15c14ebc64c4"> <span id="docs-internal-guid-1e3c805d-61fb-33a6-fd3a-372b7f830537"> </span></span></p> <p dir="ltr"><span>Christmas is known to be a time of excess and come the new year, it’s not only our waistlines suffering the consequences. If you’ve found yourself guilty of financial overindulgence, here are some ways to help you save money.</span></p> <p dir="ltr"><img src="http://probussouthpacific.org/probus/files/xmasmoney_story.jpg" alt="" width="400" height="300" /></p> <h2 dir="ltr">1. Transform trash into treasure</h2> <p dir="ltr"><span>The new year is a great time to declutter and why not make some extra pocket money while you’re at it?</span></p> <p dir="ltr"><span>“Declutter and sell unwanted items on Gumtree, Ebay or through a garage sale.” says Peter Horsfield, founder and senior advisor of SMART Advice. “It is a great way to make some cash and let go of what’s just taking space.”</span></p> <h2 dir="ltr"><span>2. Enjoy free events this summer </span></h2> <p dir="ltr"><span>Living in Australia gives us the advantage of having our Christmas holidays over the summertime. Not only is the weather a major benefit but it means that free entertainment is plentiful.</span></p> <p dir="ltr"><span>For those who live in Melbourne, this time of year means you can watch a spot of tennis on the lawns of the Rod Laver Arena with fellow Australian Open enthusiasts at no cost. Fellow Sydneysiders, can catch all the freebies on offer at the upcoming Chinese New Year Festival starting from 6 February. Check your local council’s website to see what’s on, or alternatively, go for a walk and explore the wonders of your own city.</span></p> <h2 dir="ltr"><span>3. Enjoy low-cost everyday gourmet meals at home</span></h2> <p dir="ltr"><span>Discover your inner-master chef and save some coin at the same time. An average night out consisting of food and drinks for two people can cost up to $100, according to Horsfield. Save that cash by staying in and experiment with new recipes and cuisines. You could also gather some friends and family and arrange a cooking style co-op where everyone takes turns to cook for each other.</span></p> <h2 dir="ltr"><span>4. Quit smoking</span></h2> <p dir="ltr"><span>...or any habitual vice such as excessive drinking that is costing you more than a pretty penny. Without taking into account the obvious health factors, Aussies who regularly smoke are being set back an average of $21 a packet, which makes now more than ever the best time to quit.</span></p> <p dir="ltr"><span>If going cold turkey isn’t a feasible option, downsize. You’ll be surprised at how much you can save if you cut down on a costly habit.</span></p> <h2 dir="ltr"><span>5. Save your energy</span></h2> <p dir="ltr"><span>Before turning on any household appliance, ask yourself if there’s an alternative solution.</span></p> <p dir="ltr"><span>“Ditch the dryer and use the clothesline to dry your clothes”, recommends Abigail Koch, spokesperson at comparethemarket.com.au.</span></p> <p dir="ltr"><span>Also, ensure electronics not in use are completely turned off.</span></p> <p><span>“Laptops, stereos, televisions and set-top boxes are the biggest contributors to your stand-by bill. 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If you’ve found yourself guilty of financial overindulgence, here are some ways to help you save money.</span></span></p>", "intro_long" => "<p><span id="docs-internal-guid-f3d97794-61f9-fec9-7038-61d0c819c783"><span>Christmas is known to be a time of excess and come the new year, it’s not only our waistlines suffering the consequences. If you’ve found yourself guilty of financial overindulgence, here are some ways to help you save money.</span></span></p>", "body" => "<p><span id="docs-internal-guid-f3d97794-61fa-7d10-eda0-15c14ebc64c4"> <span id="docs-internal-guid-1e3c805d-61fb-33a6-fd3a-372b7f830537"> </span></span></p> <p dir="ltr"><span>Christmas is known to be a time of excess and come the new year, it’s not only our waistlines suffering the consequences. If you’ve found yourself guilty of financial overindulgence, here are some ways to help you save money.</span></p> <p dir="ltr"><img src="http://probussouthpacific.org/probus/files/xmasmoney_story.jpg" alt="" width="400" height="300" /></p> <h2 dir="ltr">1. Transform trash into treasure</h2> <p dir="ltr"><span>The new year is a great time to declutter and why not make some extra pocket money while you’re at it?</span></p> <p dir="ltr"><span>“Declutter and sell unwanted items on Gumtree, Ebay or through a garage sale.” says Peter Horsfield, founder and senior advisor of SMART Advice. “It is a great way to make some cash and let go of what’s just taking space.”</span></p> <h2 dir="ltr"><span>2. Enjoy free events this summer </span></h2> <p dir="ltr"><span>Living in Australia gives us the advantage of having our Christmas holidays over the summertime. Not only is the weather a major benefit but it means that free entertainment is plentiful.</span></p> <p dir="ltr"><span>For those who live in Melbourne, this time of year means you can watch a spot of tennis on the lawns of the Rod Laver Arena with fellow Australian Open enthusiasts at no cost. Fellow Sydneysiders, can catch all the freebies on offer at the upcoming Chinese New Year Festival starting from 6 February. Check your local council’s website to see what’s on, or alternatively, go for a walk and explore the wonders of your own city.</span></p> <h2 dir="ltr"><span>3. Enjoy low-cost everyday gourmet meals at home</span></h2> <p dir="ltr"><span>Discover your inner-master chef and save some coin at the same time. An average night out consisting of food and drinks for two people can cost up to $100, according to Horsfield. Save that cash by staying in and experiment with new recipes and cuisines. You could also gather some friends and family and arrange a cooking style co-op where everyone takes turns to cook for each other.</span></p> <h2 dir="ltr"><span>4. Quit smoking</span></h2> <p dir="ltr"><span>...or any habitual vice such as excessive drinking that is costing you more than a pretty penny. Without taking into account the obvious health factors, Aussies who regularly smoke are being set back an average of $21 a packet, which makes now more than ever the best time to quit.</span></p> <p dir="ltr"><span>If going cold turkey isn’t a feasible option, downsize. You’ll be surprised at how much you can save if you cut down on a costly habit.</span></p> <h2 dir="ltr"><span>5. Save your energy</span></h2> <p dir="ltr"><span>Before turning on any household appliance, ask yourself if there’s an alternative solution.</span></p> <p dir="ltr"><span>“Ditch the dryer and use the clothesline to dry your clothes”, recommends Abigail Koch, spokesperson at comparethemarket.com.au.</span></p> <p dir="ltr"><span>Also, ensure electronics not in use are completely turned off.</span></p> <p><span>“Laptops, stereos, televisions and set-top boxes are the biggest contributors to your stand-by bill. Every additional one watt of standby power will add approximately $2.98 to your annual electricity bill if left on all the time,” suggests Koch.</span></p>", "newsletter_name" => "", "printed" => null, "created" => "2016-01-21 13:18:36", "modified" => "2016-01-21 13:18:36", "url" => "c2f11aad", "short_id" => "c2f11aad", "url_part_2" => "5_ways_to_cope_with_a_Christmas_financial_hangover", "total_views" => "1273", "intro" => "<p><span id="docs-internal-guid-f3d97794-61fa-7d10-eda0-15c14ebc64c4"> <span id="docs-internal-guid-1e3c805d-61fb-33a6-fd3a-372b7f830537"> </span></span></p>", "publish_sort_date" => "2016-01-27", "_status" => "Offline" ), "Publication" => array( "id" => "2", "name" => "Probus Web", "folder" => "probus", "url" => "staging.probussouthpacific.org", "microsite_cms_url" => "stagingmicrosite.probussouthpacific.org", "meta_keywords" => "", "meta_description" => "", "tag_type_id" => "3", "home_spotlight_count" => "5", "home_spotlight_delay" => "5", "home_feature_count" => "0", "index_spotlight_count" => "3", "search_spotlight_count" => "3", "most_viewed_duration" => "14", "most_tagged_duration" => "14", "list_page_size" => "25", "home_ad1" => "88", "home_ad2" => "89", "home_ad3" => "", "home_ad4" => "", "story_ad1" => "", "story_ad2" => "", "story_ad3" => "", "story_ad4" => "", "button_ad1" => "66", "button_ad2" => "67", "button_ad3" => "", "button_ad4" => "", "button_ad5" => "", "leader_ad" => "", "smtp_port" => "465", "smtp_host" => "smtp.gmail.com", "smtp_username" => "[email protected]", "smtp_password" => "Qwert123$#", "smtp_type" => "ssl", "secure_widget" => "<h3>Quick Links</h3> <p> </p> <p>See <a title="PSPL Mail Outs" href="http://www.probussouthpacific.org/pages/pspl_correspondence">PSPL Mail Outs</a> for copies of letters sent by PSPL for the information of all Probus Club members. </p> <p> </p> <p>Club Management Committees can obtain contact details of Probus clubs by visiting this page. <a href="http://www.probussouthpacific.org/pages/club_directory_lookup">Directory of Probus Clubs</a></p> <p> </p> <p>Access a range of material which can assist you with membership development for your club. <a href="http://www.probussouthpacific.org/pages/club_administration_membership_development">Membership Development Tools</a></p> <p> </p> <p>See PSPL’s latest annual report <a title="Click here." href="http://www.probussouthpacific.org/pages/about_pspl_annual_report">Click here.</a></p> <p> </p> <p>To access exclusive offers, visit the Probus <a href="http://www.probussouthpacific.org/pages/club_administration_member_benefits_scheme">Member Benefits Scheme</a> page.</p> <p> </p> <p><span>If you want copies of reports, accounts templates or nomination forms for office bearers, you’ll find them here. </span><a href="http://www.probussouthpacific.org/pages/club_administration_forms">Forms and Templates</a></p> <p> </p> <p><span>You'll find all your merchandise needs by visiting the </span><a href="http://www.probussouthpacific.org/products/display/">Online Shop</a></p>", "created" => "2012-10-05 22:15:24", "modified" => "2012-10-06 15:18:14" ), "Tag" => array( "id" => "58", "tag_type_id" => "3", "publication_id" => "2", "name" => "Finance", "meta_keywords" => "", "meta_description" => "", "tag_head_image" => "/probus/files/FinanceEditBlue.jpg", "tag_ad1" => "94", "tag_ad2" => "95", "parent_id" => null, "private" => "0", "priority" => null, "created" => "2012-10-05 22:15:24", "modified" => "2012-11-20 16:44:01" ), "Tags" => array( array() ) ) $related_stories = array( array( "Story" => array() ), array( "Story" => array() ), array( "Story" => array() ), array( "Story" => array() ), array( "Story" => array() ) )include - APP/views/stories/probus-display.ctp, line 49 View::_render() - CORE/cake/libs/view/view.php, line 731 View::render() - CORE/cake/libs/view/view.php, line 426 Controller::render() - CORE/cake/libs/controller/controller.php, line 909 AppController::render() - APP/app_controller.php, line 64 Dispatcher::_invoke() - CORE/cake/dispatcher.php, line 207 Dispatcher::dispatch() - CORE/cake/dispatcher.php, line 171 [main] - APP/webroot/index.php, line 83
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5 ways to cope with a Christmas financial hangover
by Dinnie Muslihat | 27 Jan 2016
Christmas is known to be a time of excess and come the new year, it’s not only our waistlines suffering the consequences. If you’ve found yourself guilty of financial overindulgence, here are some ways to help you save money.
1. Transform trash into treasure
The new year is a great time to declutter and why not make some extra pocket money while you’re at it?
“Declutter and sell unwanted items on Gumtree, Ebay or through a garage sale.” says Peter Horsfield, founder and senior advisor of SMART Advice. “It is a great way to make some cash and let go of what’s just taking space.”
2. Enjoy free events this summer
Living in Australia gives us the advantage of having our Christmas holidays over the summertime. Not only is the weather a major benefit but it means that free entertainment is plentiful.
For those who live in Melbourne, this time of year means you can watch a spot of tennis on the lawns of the Rod Laver Arena with fellow Australian Open enthusiasts at no cost. Fellow Sydneysiders, can catch all the freebies on offer at the upcoming Chinese New Year Festival starting from 6 February. Check your local council’s website to see what’s on, or alternatively, go for a walk and explore the wonders of your own city.
3. Enjoy low-cost everyday gourmet meals at home
Discover your inner-master chef and save some coin at the same time. An average night out consisting of food and drinks for two people can cost up to $100, according to Horsfield. Save that cash by staying in and experiment with new recipes and cuisines. You could also gather some friends and family and arrange a cooking style co-op where everyone takes turns to cook for each other.
4. Quit smoking
...or any habitual vice such as excessive drinking that is costing you more than a pretty penny. Without taking into account the obvious health factors, Aussies who regularly smoke are being set back an average of $21 a packet, which makes now more than ever the best time to quit.
If going cold turkey isn’t a feasible option, downsize. You’ll be surprised at how much you can save if you cut down on a costly habit.
5. Save your energy
Before turning on any household appliance, ask yourself if there’s an alternative solution.
“Ditch the dryer and use the clothesline to dry your clothes”, recommends Abigail Koch, spokesperson at comparethemarket.com.au.
Also, ensure electronics not in use are completely turned off.
“Laptops, stereos, televisions and set-top boxes are the biggest contributors to your stand-by bill. Every additional one watt of standby power will add approximately $2.98 to your annual electricity bill if left on all the time,” suggests Koch.
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